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@ARTICLE{,
    author = {Gonul, M.S. and Onkal, D. and Goodwin, P.},
     title = {Expectations, Use and Judgmental Adjustment of External Financial and Economic Forecasts: An Empirical Investigation},
   journal = {J of Forecasting},
    volume = {28},
      year = {2009},
     pages = {19-37},
      note = {upd vol/pg 06-01-10}
}